Vol 15 Iss 4

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Financial Literacy and Financial Planning in the Retirement Family

Neti Budiwati^a, Fazar Nuriansyah^b, Deni Nugraha^c, ^a,b,Faculty of Economics, Universitas pendidikan Indonesia, Indonesia, ^cFaculty of Economics Education, Universitas Swadaya Gunung Jati, Indonesia, Email: netibudiwati@upi.edu ^a, fazar@upi.edu^b, deni.babeh@gmail.com^c

This theoretical literature study aims to provide an overview of the concept of the importance of financial literacy in financial planning, especially in old age. Financial knowledge in managing finances is very important, especially towards retirement age. Readiness to face retirement is the ability of individuals to make their lives comfortable in retirement, this can be achieved if the individual makes preparations. Individuals who work must be responsible for the life in retirement that they will face, including individuals who work in government. Government employees with pension fund facilities are not guaranteed to be able to live comfortably in retirement. The method used in this study is literature study. The findings of the study in general show that there are still many workers who have not done financial planning properly, due to a lack of understanding of the financial aspects that must be prepared for retirement. This condition is a serious problem considering financial literacy has a positive effect on financial planning, especially readiness to face retirement. Pages 1 to 14

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Finding Unexpressed Good Faith in a Commercial Contract in Australia

Muhammad Jibril, Melbourne Law School, The University of Melbourne Email: Muhjibril.law@gmail.com

Good faith is one of the doctrines in contract law. The Renard Constructions (ME) Pty Ltd v Minister for Public Works (‘Renard Constructions’) case in 1992 is acknowledged as the watershed of the good faith doctrine in Australia. However, it is well known that good faith’s existence and position in Australian contract law is uncertain. The source of this uncertainty is because even though a lot of courts support the existence of good faith in commercial contracts, the High Court of Australia is still reluctant to elucidate this issue. Moreover, the good faith obligation is used on many occasions, which leads to the difficulty to formulate such a duty. Therefore, this paper will discuss how Australian courts do find the duty of good faith, especially when such duty is not expressly stipulated in the contract. In answering this issue, this paper has used a case-based approach. The researchers found that the courts incorporate good faith through implication in fact, implication in law, and in construction methods. However, each court has its own perspective in using these methods to find good faith in a contract. Pages 15 to 30

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The Impact of the Coronavirus Pandemic on Auditing Quality in Jordan

Dr. Khalil S. M. Abu Saleem, Associate professor in accounting, Faculty of Business & Finance, The World Islamic Sciences & Education University (W.I.S.E), Amman, Jordan. Email: Khalil.Abosaleem@wise.edu.jo

The research aimed to identify the impact of the coronavirus on auditing quality in Jordan. Due to the hazardous situation of movement in Jordan, the researcher contacted six international audit firms by phone to examine the impact of the pandemic on the auditing quality to collect the data. All of the auditors who were contacted by the researcher confirmed that the coronavirus affected the audit quality in Jordan, and due to social distancing and restrictions on movement, the auditors face difficulties in collecting proper evidence which may increase the possibility of making wrong opinions regarding the auditing performance by them. For carrying out an effective study, the researcher used a secondary method of data to gather information on the research topic. Also, in order to carry out the research in a dynamic manner, the researcher has adopted a systematic review method to clarify the processing auditing pattern in the field. Pages 31 to 40

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The Effects of COVID-19 on International Students in South Africa

Sunday Olawale Olaniran^a, Chinaza Uleanya^b, ^a,bEducation Leadership and Management, University of Johannesburg, South Africa, Email: ^bchinazauleanya@yahoo.com

The outbreak of COVID-19 pandemic has put the entire world in a state of abrupt confusion and panic. This has affected different sectors in various walks of life: inclusive of education. People tend to continuously live in fear while seeking support from their governments. Conversely, governments and institutions of learning attempt to combat the pandemic by employing different strategies in order to help their citizens, however, foreign nationals in different countries seem to be left-out. Hence, this paper was targeted at examining the lived experiences of international students in developing nations during the COVID-19 pandemic. A review method was adopted for the study. Hence, relevant literature was reviewed. The findings of the study show that developing nations like the world have been badly hit by the outbreak of COVID-19 pandemic, and the effect tends to be more severe for international students as focus was more on the citizens than foreign nationals. Also, the increasing rate of the pandemic affected the operation of higher education institutions through the imposed closure of university residences which exposed many international students to undue hardship. The study therefore recommends that there is an urgent need for the institutions of higher learning in developing nations to rethink their policy on internalisation towards a better welfare structure for international students. Pages 41 to 53

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Measuring the Implementation and Adoption Gap of Strategic Foresight in Organisations: A Case Study at Al-Mustansiriya University

Sanaa A. Alubadi^a, Adel Abdulwadood Taher^b, , ^a,bCollege of Administration and Economics / University of Baghdad – Iraq, Email: ^asanaaubadi@gmail.com ^bAdel1968aa68@gmail.com,

The study aims to measure the gap in the application and adoption of strategic foresight in an organisation. The problem of the theoretical study was derived from the existence of a knowledge gap due to the lack of Iraqi and Arab studies and research that dealt with the study variable and its dimensions (environmental monitoring, strategic choice, and integrating capabilities). The study adopted the case study method by using a questionnaire. Al-Mustansiriya University was chosen as a community for study because of its importance in providing educational services. For the study sample, it was an intentional sample of (48) managers from supervisory departments (director of administration, director of department, and Division manager). The study identified a critical gap in applying and adopting strategic foresight in the study population (that is, in Al-Mustansiriya University). Pages 54 to 72

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The Effect of Purchasing Strategy Creativity and Supply Chain Practices on Business Performance

Pirmanta¹, Zeplin Jiwa Husada Tarigan², ¹Associate Professor Tama Jaga Karsa University, Jakarta, Indonesia, ²Associate Professor, Petra Christian University, Indonesia.

The current global competition has forced manufacturing companies to implement purchasing strategies in the pursuit of competitive advantage. The ability of the company to integrate the supply chain enables the company to provide the effectiveness and efficiency in the business process of the company. This research examines the effect of purchasing strategy, supply chain practices, and green supply chain on business performance. The study collects data from 107 manufacturing companies in East Java, Indonesia, which has a deep concern for a green environment. Data collection used a questionnaire designed with a five-point Likert scale. Data analysis used the PLS technique. The results found that all indicators of each variable are considered valid and reliable. Hypothesis testing found that purchasing strategy had a significant impact on supply chain management practices and green supply chains, but did not have a direct impact on economic performance. Supply chain management practices does not have an impact on green supply chain management but does have an impact on improving economic performance. The green supply chains also have an impact on economic performance. This finding provides an insight for the practitioner on how to improve firm performance. This study also contributes to the current research in supply chain management. Pages 73 to 86

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The Impact of Top Management Commitment, Green Purchasing, and Supply Chain Management Practices on Operational Performance

Hotlan Siagian^a, Zeplin Jiwa Husada Tarigan^b, ^aAssistant Professor, Faculty of Business and Economics, Petra Christian University, Indonesia, ^bAssociate Professor, Faculty of Business and Economics, Petra Christian University, Indonesia, Email: ^ahotlan.siagian@petra.ac.id

Globalisation has forced the manufacturing industry to take care of environmental sustainability. This research examines the impact of top management commitment, green purchasing, supply chain management practices on operational performance. This research distributed questionnaires to 150 manufacturing companies in East Java, Indonesia, and 135 questionnaires were returned and completed correctly. Of the 135, only 81 questionnaires were considered valid due to the respondent profile relevance. Data analysis used the Partial least square, utilising the SmartPLS software. The results reveal that top management commitment directly influences green purchasing and supply chain practices. However, top management commitment does not directly affect operational performance. Green purchasing affects supply chain management practices and operational performance. Supply chain practices directly affect operational performance. This study provides insight for managers to improve the company's operational performance. This study also contributes to the current research on supply chain management theory. Pages 87 to 102

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Speaking Difficulties and Pedagogical Implications in a Multicultural Setting

Melanie A. Turco, Western Mindanao State University, Zamboanga City, Philippines, Email: turco.melanie@wmsu.edu.ph

One of the essential skills to develop when learning a language is the ability to speak. However, becoming actual speakers of a language is understood to be the most challenging skill to achieve. Further, speaking difficulty is articulated from the teachers’ standpoint with little regard for learners’ perspectives. This study reports on perceived speaking difficulties among second language learners in a multicultural context. Analysis reveals speaking difficulties as social anxiety, linguistic difficulties, inhibition and language anxiety. Among these difficulties, language anxiety emerges as most prevalent. On social anxiety, the impact of a positive learning atmosphere and establishing rapport among second language learners cannot be understated. It is evident that a focus on reading unfavourably disturbs the balance of instruction among the four skills. Also, activities focus more on reading skills and less on oral communicative tasks. Inhibition emanates mostly from the fear that committing mistakes will result in criticism, bullying, and annoyance. Assessment comes usually in a form of graded recitation that heightened students’ anxiety. Further, the significance of speaking is stressed but activities are very limited to enhance this skill. Teachers always emphasised the importance of speaking skills but examinations mostly assess writing and reading skills. Pages 103 to 114

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Inspecting the Language of Exclusion: Transitivity Analysis of the Orang Asli Community in Selected Malaysian Print Media

Marlina Jamal^1*, Marcia Jane Ganasan², ¹Senior Lecturer, School of Languages, Literacies and Translation, Universiti Sains Malaysia (USM), Penang, Malaysia. ²Independent Researcher. Email: ^1*jmarlina@usm.my, ²g.marcjane@gmail.com

Purpose of the study: This study deals with the examination of micro structures (transitivity structures) in chosen news articles regarding the Orang Asli community published in The Star. The primary aim of this research is to scrutinise the portrayal of the community in the aforementioned newspaper. Methodology: Analysis was conducted on a total of 12 news articles which appeared in The Star. The study utilised Halliday’s Systemic Functional Linguistic and van Dijk’s Theory of Ideology and the community's portrayal is reviewed through transitivity analysis of the selected news articles. The linguistic analysis was complemented with van Dijk’s Theory of Ideology in order to discover the ‘self’ versus the ‘other’ polarisation in the news reports chosen for this study. Main Findings: Findings revealed that similarities and consistencies in terms of findings can be clearly observed whereby the community is labelled as being dependent and traditional, as well as being protestors and liable toward their own pitiful state of life. Applications of this study: The method proposed in this study is replicable in studying elements of discrimination in media texts and other discourses. Novelty/Originality of this study: The findings of this study are important in bringing to the surface the need to diminish discrimination towards the community, and the study advocates for media to practice fair portrayal of the Orang Asli community. Pages 115 to 132

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Loan Repayment Status Prediction

Natthaphong Luangnaruedom¹, Somchai  Prakancharoen² , ¹Lecturer of Information System for Digital Business Department, College of Innovative Business and Accountancy, Dhurakij Pundit University, 110/1-4 Prachachuen Road, Lak Si District, Bangkok 10210 Thailand, e-mail : Natthaphong.Lua@dpu.ac.th, ²Research consultant, College of Innovative Business and Accountancy, Dhurakij Pundit University, 110/1-4 Prachachuen Road, Lak Si District, Bangkok 10210 Thailand     e-mail : Somchai.Pra@dpu.ac.th

The aim of this research is to construct the debtor’s loan repayment status pattern. These patterns were used to classify the new arrival of a prior debtor. There were two kinds of loan repayment status patterns: certain, uncertain rule (can’t classify to particular decision variable value). Exclusion of inconsistent classifying of a decision attribute observation, the research classification rules are generated by the Rough set technique, and a decision tree. The best accuracy classification rule is used to predict loan repayment status of a new interest observation. A new arrival debtor could be classified by their possibility of their loan repayment status by using a similarity measurement with trained loan repayment status pattern. The attribute selection is performed in order to choose the significance attribute which is related to the decision variable.  The experimental classification rules, that are generated from only a relevant attribute on a class variable loan repayment status, gives more accuracy than the model that is generated with all the conditional variables. The inconsistent observations are composed of type I and type II error which reduce the accuracy in the classification prediction. Nevertheless, inconsistent observations were also generated in their pattern. These patterns are used to predict whether the newly arrived customer and current customer will be an uncertain LRS level or not. Pages 133 to 153 

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Determinant of satisfaction of Medan city people for medical treatment abroad

Rahmat Alyakin Dakhi^a and Ivan Elisabeth Purba^{b a,b}Sari Mutiara Indonesia University

There has been a tendency in the community of Indonesia to conduct health checks and treatment abroad which is a separate challenge in health services. This study aims to analyze predisposing factors, supporting factors, and need factors related to the satisfaction of the people of Medan who utilize health services abroad. This research is a survey research with an explanatory research approach conducted at the Port Health Office of Kuala Namu International Airport.  The study population was all residents of Medan City who had been treated abroad for the period March - July 2019 with a sample size of 86 respondents. Data collection was done through direct interviews with respondents using interview guidelines. Data processing is done through editing, coding, entry and data cleaning. Analysis was performed using Chi Square Test. The results of this study indicate that there are two predisposing factors related to satisfaction, namely: previous medical history and family income; there are eight supporting factors related to satisfaction, namely: admission services, doctor services, nurse services, patient food services, medical support services and medicines, hospital physical facilities, inpatient room facilities, and cost services; and there are four need factors related to the satisfaction of the people of Medan who utilize health services abroad, namely: confidence in recovery, cost assurance, information clarity of disease and medical action, and medical technology. Based on these results, the researchers suggest that improvements in these factors are needed to reduce the tendency for Indonesian society to increase, especially Medan City, to provide health services abroad. Pages 154 to 174

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The Function of the State in the National Innovation System in Some Developed Countries and Valuable References for Vietnam

Nguyen Trong Binh, Academy of Politics Region IV, Can Tho City, Vietnam, Email: trongbinh195@yahoo.com

In the current time of knowledge economy, globalisation and changing times, the capacity to innovate is decisive for the development of a country. The Government of Vietnam affirmed that innovation is the driving force of development and a key factor for rapid and sustainable development. As a country in transition, to promote innovation in Vietnam, it is necessary to solve many different problems, in which the State's positioning of the right function and good implementation of the role in building a national innovation system is of particular importance. In this context, it is necessary to study the function and role of the state in building the national innovation system in some countries around the world, thereby drawing some experiences for Vietnam. By clarifying the concept of the national innovation system, this study mentions and analyses the experiences of some developed countries in building the national innovation system, thereby drawing some suggestions for Vietnam. Pages 175 to 186

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An Indonesian Case Study of Computer Operating Familiarity Levels on Computer Based Tests at Vocational High Schools

Riana T. Mangesa¹; Iwan Suhardi²; Jumadi Mabe Parenreng³, ^1,2,3Department of Electrical Engineering Education, ^1,2,3State University of Makassar, Indonesia

The research was applied to two groups respondent students of class XII Vocational High School with the ability to do the same questions, but different test media. Computer Based Tests (CBT) respondents were assigned random assignments. The results showed the average difference in the results of the assessment between the Paper Based Test (PBT) and CBT was 19.85 with a standard deviation of 2.076. The results of statistical calculations showed a t count (9.562) > t table (1.972) with a probability < 0.05. The level of familiarity in respondents corresponds with operating a computer, but it turns out that the average score of the CBT test model is lower (49.87) compared to PBT (69.72). This shows that testing using CBT requires students to be more than able to operate computers. It requires the habit of using the CBT model so as not to be psychologically burdened by anxiety factors. Pages 187 to 200

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Explanatory Factors for Asymmetric Cost Behaviour: Evidence from Jordan

Dr. Lina Fuad Hussien^a*, Dr. Samer Mohammed Okour^b, Dr. Hani Ali Al-Rawashdeh^c, Prof Dr. Osama Abdul Moniem Ali^d, Dr. Omar Mohammed Zraqat^e, Prof Dr. Qasim Mohammad Zureigat^f, ^a,c,d,eAccounting Department, Jerash University, Jerash, Jordan, ^bAccounting Department, The World Islamic Sciences & Education University, Amman, Jordan, ^fSulaiman AlRajhi School of Business, Sulaiman AlRajhi University, Al Bukariyah, Al Qassim Province, Kingdom of Saudi Arabia. Email: ^a*l.foaad@jpu.edu.jo

This study aimed to explore the explanatory factors associated with agency problems in the phenomenon of asymmetric cost behaviour in Jordanian companies, where the effect of board compensation, free cash flow, company size and internal control quality on the level of cost stickiness in industrial and service companies in Jordan were explored during the period 2009-2019 in Jordanian companies. The asymmetric cost behaviour was measured using the Weiss (2010) model. The study found that there is no effect of board compensation on the level of costs stickiness. The results also showed that there is an effect of the free cash flow ratio available to Jordanian companies on cost stickiness; also results showed that the size of firms is an important explanatory factor in cost stickiness. Regarding the quality of the internal control, the study indicates that the decrease in the quality of the internal control system increases the degree of cost stickiness. Pages 201 to 219

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The Extent of the Effect of Distance Learning on the Acquisition of Basic Learning Skills Among First-Grade Students from Jordanian Schools’ Teachers’ Perspective During the COVID-19 Pandemic

Abeer N. Deranieh, Department of Educational Studies, Arab Open University – Jordan Branch, Email: a_deranieh@aou.edu.jo

This study aimed to identify the extent of the effect of distance learning on the acquisition of basic learning skills among first-grade students from the perspective of Jordanian school teachers during the COVID-19 pandemic. The descriptive analytical approach was used to suit the purposes of the study, and the study sample was chosen randomly from (356) male and female teachers in public and private schools affiliated to Qasabat Amman District in Jordan, and the results of the study showed that the effect of distance learning on the acquisition of basic learning skills (reading, writing, and numeracy) among first-grade students from the perspective of Jordanian school teachers during the COVID-19 pandemic was of an average level, and that distance learning had a negative impact on students' acquisition of basic learning skills (reading, writing, and numeracy), and the results showed statistically significant differences at a significance level of (0.05) in the effect of distance learning on the acquisition of basic skills among first-grade students from the perspective of Jordanian school teachers during the COVID-19 pandemic. These differences are attributed to the school type variable, and in favor of private schools, and the study recommended the necessity of holding training courses for teachers on distance learning to be able to interact with educational content and deliver it to students during crises which that call for the practice of distance learning. Pages 220 to 244

Examining the Relationship Between PsyCap and Readiness for Change: Implementation of E-learning Among Lecturers During Covid-19

Endo Wijaya Kartika^a, Zeplin Jiwa Husada Tarigan^b, Adrie Oktavio^{c a}Assistant Professor, Faculty of Business and Economics, Petra Christian University, Indonesia, ^bAssociate Professor, Faculty of Business and Economics, Petra Christian University, Indonesia, ^cAssistant Professor, Faculty of Tourism, Universitas Ciputra Surabaya, Indonesia, Email: ^aendo@petra.ac.id

DOI: 10.53333/IJICC2013/15407

The impact of the Covid-19 disease pandemic caused the official government ministry of education in Indonesia to take a strategic step, conducting teaching by e-learning. In the university context, for lecturers who are technologically illiterate, the use of e-learning could be a burden and difficult to learn quickly. It required a readiness for change to adapt and learn e-learning. An antecedent that is considered to shape readiness for change from an individual perspective is Psychological Capital (PsyCap). Therefore, this study, in addition to understanding the readiness for change based on PsyCap by Indonesian lecturers, also provides empirical evidence of the PsyCap dimensions of readiness for change. The data process was conducted using SmartPLS 2.0. The results indicate that self-efficacy, optimism and resilience have significant effects on readiness for change, while hope has no significant effect on readiness for change. Pages 245 to 261

A Comprehensive Bibliometric Survey on Women’s Empowerment at an Organisational Level

Zahra Afridi^a, Anees Janee Ali^b, ^a,bSchool of Management, Universiti Sains Malaysia, Malaysia, Email: ^azahraafridi@student.usm.my, ^baneesali@usm.my

This article highlights a bibliometric survey for Saudi Women’s Empowerment at an organisational level. Empowering women may benefit development at a managerial level in various organisations. Various material from journals, books, and reports, were reviewed and eleven indicators of women's empowerment in the Saudi Arabian setting were identified. A detailed bibliometric analysis has been conducted for all the keywords related to the topic and subtopic of women’s empowerment and organisational behaviour. The databases for which the analysis has been performed are Web of Science, Scopus, Summon, and Google scholar. The details of the analysis provide additional information regarding the categorisation of articles related to affiliation on women’s empowerment. The resultant indicators obtained in the processing of bibliometric analysis are training, intergender communication, organisational culture, government support and organisational policies in the context of women’s empowerment. Pages 262 to 275

Standard Progressive Matrices (SPM): Validity and Reliability

Haifa Al-Bokai^a, Ali A. Al-Subaihi^b, ^aAssociate professor in Educational and psychological Measurement and Evaluation, Princess Rahmah University College, Al-Balqaa' Applied University, Jordan, ^bFull Professor in Psychological Measurment, College of Education, Taibah University, Madinah Monawwarh, Saudi Arabia, Email: ^ahayfaelbokai@gmail.com, ^balialsubaihi@yahoo.com

Contemporary Printmaking Art between Marginalisation and Regeneration

Dr. Wael A. Sabour A. Kader Mohamed, Faculty of Architecture & Design, Middle East University, PO box 383, Amman 11831, Jordan, Faculty of Fine Arts, El Minia University, El Minia 61519, Egypt. Email: Wabdelkader@meu.edu.jo , wael161270@hotmail.com

Effectiveness of First Aid Training Program Package on Teacher Performance at Secondary Industrial Technical Schools

Shereen Ahmed Ahmed Qalawa¹,MahaMoussa Mohamed Moussa²,Naglaa Ibrahim Mohamed Gida³, ¹Professor of Medical-Surgical Nursing, Faculty of Nursing, Port Said University, Egypt,¹Associate professor of Medical-Surgical Nursing, Nursing College, Qassim University , KSA,^2,3Assistant professor of Community Health Nursing, Faculty of Nursing, Port Said University, Egypt

The Mediating Role of Career Development: A Study of the Effect of Job Characteristics and Job Placement on Employee Performance

Widowati Dyah^a, Nimran Umar^b, Al Musadieq^c, Utami Hamidah Nayati^d*, ^a,b,c,dFaculty of Administrative Science, University of Brawijaya, Indonesia, Email: ^adiahayudw@gmail.com, ^d*hamidahn@ub.ac.id

Asynchronous Learning Initiatives: Case Study during COVID-19

^[1]Muhammad Azeem, ^[2] Sehar Asghar, ^[3] Rab Nawaz Lodhi ^[4]Amjad Hussain, ^[5] Ayyaz Ahmad, ^[6]Farkhanda Naz ^[1] Department of Industrial & Manufacturing Engineering, University of Engineering & Technology, Lahore Pakistan, ^[2] Institute of Business & Management, University of Engineering & Technology, Lahore Pakistan, ^[3] Associate Professor, UCP Business School, University of Central Punjab, Lahore Pakistan, ^[4] Department of Industrial & Manufacturing Engineering, University of Engineering & Technology, Lahore Pakistan, ^[5] Assistant Professor, Institute of Quality & Technology Management, University of the Punjab, Lahore Pakistan, ^[6] Institute of Business & Management, University of Engineering & Technology, Lahore Pakistan, Email: ¹ehmetazim@gmail.com, ²sehar.asghar528@gmail.com, ³rabnawaz.lodhi@ucp.edu.pk, ⁴chamjad@gmail.com, ⁵ayz90@hotmail.com, ⁶farkhandanaz234@gmail.com

DOI: 10.53333/IJICC2013/15424

Trauma-Informed Neurofeedback and Expressive Arts Therapy: Wilson Disease Case Report

Kian Yong Koo, M.S.¹, Azizah Binti Abdullah, Ph.D.², and Jun Ming Loh, B.S.³, ¹School of Education, UUM College of Arts and Sciences, Universiti Utara Malaysia, ²School of Education, UUM College of Arts and Sciences, Universiti Utara Malaysia, ³New Mind Brain Health Centre, Kuala Lumpur, Email: hirokoo09@gmail.com, zyzah@uum.edu.my, newmindcentre@gmail.com

DOI: 10.53333/IJICC2013/15425

Exploring International Postgraduate Students’ Experiences at a South African University

¹Sunday Olawale Olaniran, ^2*Chinaza Uleanya, ^1,2Department Educational Leadership and Management, Faculty of Education, University of Johannesburg, Email: ^2*chinazauleanya@yahoo.com

Multicultural Education Design Based On “Doing Good” According to the Old Testament

GP Harianto¹, Sukarna², Maria Titik Windarti³, David Ming⁴, ¹Sekolah Tinggi Teologi Excelsius Surabaya, Indonesia, ^2,3Sekolah Tinggi Teologi Kadesi Bogor, Indonesia, ⁴Sekolah Tinggi Teologi Abdi Gusti Surabaya, Indonesia, Email: ¹hariantogp@stt.excelsius.ac.id, ²timotiussukarna@gmail.com, ³karnamaria@gmail.com, ⁴davidmingming3@gmail.com

Effect of Microfinance & SME Facilities on the development of Agriculture and entrepreneur Women: Evidence from Punjab, Pakistan

Dr. Taseer Salahuddin^a, Rana Muhammad Awais Qamar^b, Dr. Rana Tahir Naveed^c*, Dr. Muhammad Qasim Maqbool^d, Muhammad Waris^e, ^aAssistant Professor, Government Sadiq College Women University Bahawalpur, ^bDepartment of Engineering Management, NUST College of Electical & Mechanical Engineering Rawalpindi, ^cDepartment of Economics and Business Administration, Art & Social Sciences Division, University of Education, Lahore, ^dAssistant professor at University of Okara, ^ePhD scholar at University Uttara, Malaysia, Email: ^asalahuddin.taseer@gmail.com, ^c*Tahir.naveed@ue.edu.pk,  ^dqasimmaqbool007@gmail.com, ^eMuhammadwaris.vf@ue.edu.pk

Bureaucracy Transformation to Address Globalisation Challenges

Hidayat, Universitas Nurtanio Bandung, Jl. Pajajaran No. 219 Lanud Husein S. Bandung 40174, West Java, Indonesia, Email: hidayat_dr@ymail.com & hidayat.dr@unnur.ac.id

Comparative Study About the Effectiveness of Promoted and Selected Educational Leadership

Khuda Bakhsh¹, Uzma Shahzadi², Javed Iqbal³, Muhammad Arshad^4*, Muhammad Arif⁵, ¹Assistant Professor, Department of Education, Government College University Faisalabad, Pakistan. ²Assistant Professor, Department of Education, University of Sargodha, Pakistan. ³Assistant Professor, Department of Education, Hazara University Mansehra, Pakistan. ⁴SST Science, School Education Department, Government Fazilka Islamia Model High School Pakpattan, Punjab-Pakistan, ⁵PhD Scholar, Department of Education, The University of Lahore, Lahore-Punjab, Pakistan. Email: ^4*marshadzakki@gmail.com. ^4*ORCID iD https://orcid.org/0000-0003-2030-6851.

Exploring the Perceptual Modalities and Achievement in the Higher Education Settings

Dr. Nahla M. Moussa, Assistant professor – Department Chair, College of Education, American University in the Emirates, Dubai Int. Academic City, PO Box: 503000, Dubai, UAE, Email: nahla.moussa@aue.ae

Hedonic or Utilitarian Value Prevails? A Satisfied Clientél Creates Positive Word of Mouth

Asif Mahmood¹, Hafiz Haroon ur Rashid², Edina Molnár³, Shah Ali Murtaza⁴, ¹Department of Business Studies, Namal Institute, Mianwali 42250, Pakistan, ²Institute of Business & Management, University of Engineering and Technology, Lahore, ^3,4Institute of Management and Organizational Sciences, University of Debrecen, Hungary, Email: ¹mahmood.engineer@gmail.com; ³molnar.edina.phd@econ.unideb.hu; ⁴shah.ali.murtaza@econ.unideb.hu

Cost Efficiency During Construction

Toni Yuri Prastowo^a, Mawardi Amin^b, Budi Susetyo^c, ^aMaster Civil Engineering, Universitas Mercu Buana, Jakarta, Indonesia, ^bMaster Civil Engineering, Universitas Mercu Buana, Jakarta, Indonesia, ^cMaster Civil Engineering, Universitas Mercu Buana, Jakarta, Indonesia, Email: ^atoniyuri19@gmail.com, ^bmawardi@mercubuana.ac.id, ^cbudi.susetyo@mercubuana.ac.id

Cyber Security Threats Mitigation through Governance Framework and Cyber Security Market Solutions in Vietnam

Dr. Luong Cao Dong, Dai Nam University, Ha Noi, Viet Nam

The Impact of Corporate Governance and Disclosure on Non-Jordanian Ownership in Jordanian Manufacturing and Service Companies: An Empirical Study

Noor Majid Saifan^a, Mishiel Said Suwaidan^b, Ahmad Hani Al-Dmour^c and Abeer Fayes Al-Khoury^d, ^a,c,dBusiness School, Al Ahliyya Amman University, Jordan, ^bFaculty of Economic and Administrative Science, Yarmouk University, Jordan. Emails: ^an.esaifan@ammanu.edu.jo; ^bmsuwaidan@yu.edu.jo ^ca.dmour@ammanu.edu.jo; ^da.alkhoury@ammamu.edu.jo  

Trend Shifting in Risk-Taking Behaviour of the Banking Sector: Islamic Bank's Perspective

Safdar Husain Tahir^a*, Filza Nosheen^b, Sumaira Aslam^c, Faiza Rehman^d, Zeeshan Qamar^e, ^a,b,eLyallpur Business School, Government College University, Faisalabad 38000, Pakistan, ^cDepartment Management Studies, The University of Faisalabad, Faisalabad 38000, Pakistan, ^dDepartment of Public Administration, Government College Women University, Faisalabad 38000, Pakistan, Email: ^a*safdartahir@gmail.com, ^bfilzanosheen@yahoo.com, ^csamas7480@yahoo.com, ^dfaizamsbf30@gmail.com, ^ezeeshanqamar226@gmail.com

The Role of Social Support and Perceptual Barriers on the Work-life Balance of Female Employees in Pakistan – A Phenomenological Study

¹Ibrahim Noorani, ²Dr. Khurram Shakir, ³Dr. Nazia Abdul Rehman, ⁴Bushra Umerdin, ¹Department of Public Administration, Benazir Bhutto Shaheed University Lyari, Karachi, ^2,3,4Benazir School of Business, Benazir Bhutto Shaheed University Lyari Karachi, Email: ¹ibrahimnoorani@gmail.com, ²khurramshakir@yahoo.com, ³nzshakir@gmail.com, ⁴bushraumerdin@gmail.com

The Ostracism Effect on Counterproductive Work-Behaviours through the Mediating Role of Defensive-Silence, Emotional-Exhaustion, and Job-Dissatisfaction

Naveed Saif^a, Muhammad Tahir Khan^b, Imrab Shaheen^c, Aziz Javid^d, Irfan Ullah Khan^e, ^aAssistant Professor, Department of Business, Management and Economics, University of Lakki Marwat, ^bAssistant Professor, Department of Economics and Business Administration, Division of Arts and Social Sciences, University of Education. Lahore. Pakistan, ^cAssistant Professor, Department of Public Administration, University of Kotli, Azad Jammu and Kashmir, ^dAssistant Professor, Institute of Business and Management, Gomal University D.I.Khan, ^eAssistant Professor, Department of Education and Research, University of Lakki Marwat, Email: ^adr.naveed.saif@hotmail.com, ^bdr.tahirkhanm@gmail.com,^cimrabs@yahoo.com,^dazizjavid_mba@yahoo.com, ^eirfanapulm@gmail.com

The Challenges of Integrating Women in Leadership Positions in the Technology Industry

Dionisia Richilene Vaz Cidre^a, Lisa Weidman^b, ^aBachelor of Commerce Honours in Management, 13022328, ^bSupervisor

DOI: 10.53333/IJICC2013/15448

The Degree of the Change Management Practice from the Leaders of Public Education Schools Point View in the Governorate Jeddah - Field Study

Dr Othman Shaddad al-Maliki, Professor of Educational Administration and Assistant Planning

Tourism’s Personnel Competency in the Eastern Economic Corridor

Ravipa Thummachote, Email: ravipa_t123@hotmail.com 

Integrity and Commitment of Local Government: Perspective of the Value of Kalo Sara Local Wisdom

Tuti Dharmawati¹, Hasbudin², Andi Basru Wawo³, Muntu Abdullah⁴, ^1,2,3,4Department of Accounting, Economic and Business Faculty, Halu Oleo University, Email: ¹tuti_balaka@yahoo.co.id

The Implementation of Qur’anic Management to Develop the Islamic Campus at UIN Malang Indonesia

Mulyono^a, Tutut Sholihah^b, Diah Rusmingsih^c, Efy Setiawati Atanjuani^d, Imam Riadi^e, ^a,d Universitas Islam Negeri Maulana Malik Ibrahim Malang, Indonesia,^bIAIN Palangkaraya, Palangkaraya, Indonesia, ^cSTIEKN Jaya Negara Tamansiswa Malang, Indonesia, ^eIslamic Studies Department, Faculty of Education at King Saud University (KSU) Riyadh - Kingdom of Saudi Arabia (KSA), Email: ^amulyonouin@gmail.com; ^btutut.iainpalangkaraya@gmail.com; ^cdiahrusminingsih@stiekn.ac.id, ^defysetiawati@gmail.com; ^eimamr85@gmail.com

Effects of Dodge & Crick's SIP on Developing Working Memory, Inhibition and Cognitive Flexibility Among   Children with ASD 

Mourad Ali Eissa Saad^a, Ayman Gamal Khalifa^b, ^aPhD, Full Professor of Special Education, Vice President of KIE University, KIE University, Egypt, ^bPhD, TVTC Directorate of Research and Studies, Saudi Arabia, Email: ^aprofmouradali@gmail.com, ^ba.ghanem@tvtc.gov.sa

Entrepreneurial Leadership and Creativity in Projects: A Moderated-Mediated Mechanism.

Sayyam¹, Muhammad Nisar², Fazal Hanan³, Arif Hussain⁴, Yasir Jehan⁵, Dr. Muhammad Rovidad⁶, Azhar khan⁷, Zia Ur Rahman⁸, ^1,4,7Abdul Wali Khan University, Mardan, Pakistan, ²Lecturer, Department of Sociology and Political Science, Bacha Khan University Charsadda, Pakistan, ³Assistant Professor, Department of sociology FATA University, FR Kohat, Pakistan, ⁵Lecturer Department of Economics, Bacha khan university charsadda, Pakistan, ⁶Assistant professor, department of economics, Bacha khan university charsadda, Pakistan, ⁸Department of computer science, Bacha khan University Charsadda, Pakistan, Email: ⁴arifhussain@awkum.edu.pk

Barriers to the National Innovation System of Pakistan: Exploring the Stakeholders’ perspectives

Muhammad Anwar ul Haq^*, Mirza Ashfaq Ahmed^b, Mirza Naveed Shahzad^c, Sobia Shabeer^d, Sana Muneer^e, ^a,b,dDepartment of Management Sciences, University of Gujrat, Pakistan, ^c,eDepartment of Statistics, University of Gujrat, Pakistan, Email: ^aanwar.haq@uog.edu.pk

Roles of Universities in Rural Farmers’ use of Extension Suite Online System as Solution for Subsistence

^aOlukayode Oki ^bChinaza Uleanya, , ^cJose Manappattukunnel Lukose, ^a,cInformation Technology Department, Walter Sisulu University, Eastern Cape, South Africa, ^bDepartment of Education Leadership and Management, University of Johannesburg, Gauteng, South Africa, Email: ^achinazauleanya@yahoo.com

Agriculture plays a pivot role in the economic development of any area: urban and rural inclusive because it is a source of employment and sustainable livelihood. Conversely, Information Communication Technology has brought to the fore efficient ways of information dissemination for agricultural development. This study investigates the impact of using Extension Suite Online System (ESOS) for farming. Qunu Area in the Eastern Cape Province was selected for the study. Qualitative method was adopted for data collection through the use of semi-structured interviews conducted for eight conveniently selected subsistence farmers servicing the area. The collected data was coded and thematically analysed. A finding of the study amongst others showed that information is paramount for farmers. Also, the introduction of the ESO system to the Qunu rural farmers helped to close the information gap that was initially a challenge and it fascinated young people who perceived agriculture as a sector for older people. However, findings further revealed that most farmers in the rural area are computer illiterate and this affects their appreciation and use of the ESO system. The study recommends amongst others that universities should organise short term programmes on computer literacy and other useful skills for rural farmers. Pages 609 to 625

Improving Environmental Quality Through the Empowerment of Dryland Farmers: A Case Study in Walanae Watershed, South Sulawesi

Mithen Lullulangi^a, Faizal Amir^b, Bakhrani Abdul Rauf^c, Nurlita Pertiwi^d, Rahmansah Lecturer^e, ^a,b,c,d, Lecturer Faculty of Engineering, Universitas Negeri Makassar, ^eCivil Engineering and Planning Universitas Negeri Makassar, Email: mithen@unm.ac.id, faizalamir64@unm.ac.id, bakhrani@unm.ac.id, nurlita.pertiwi@unm.ac.id, rahmansah@unm.ac.id

The Role of E-WOM Communication impact to Consumer’s Purchasing Intention to Healthy Food Products: An Empirical Study to Testing the Mediator and Moderator Variables

Wasutida Nurittamont, Marketing Department, Faculty of Business Administration and Information Technology, Rajamangala University and Technology Suvarnabhumi. 60 Moo 3 Asian Highway, Phra Nakhon Si Ayutthaya,13000, Thailand, Email: wasutida_9919@hotmail.com                                                                                                                                                                                      

Foreign Direct Investment, Financial Development and Economic Growth: New Empirical Evidence from Pakistan

Samia Nasreen^a*, Fatima Mubashir^b, Muhammad Awais Anwar^c, ^a,bDepartment of Economics, Lahore College for Women University Lahore, (Pakistan), ^cDepartment of Economics and Business Administration, University of Education, Lower Mall Campus, Lahore (Pakistan), Email: ^a*sami_lcu@yahoo.com, ^bfatimamubashir3@gmail.com, ^cawaisanwar007@yahoo.com

Protection of the Elderly from Abuse in Jordanian Law 

Dr. Shatha Ahmad Al-Assaf, Assistant Professor in Constitutional Law, Faculty of law, Isra University, Jordan. Email: shatha.alassaf@iu.edu.jo

DOI:10.53333/IJICC2013/15455

The Key Drivers of Rising Healthcare Spending in the USA

Dr. Yaseen Hayajneh^a, Dr. Dan Weltmann^b, ^aAssociate Professor, Management Department, Ancell School of Business, Western Connecticut State University, ^bAssistant Professor, Management Department, Ancell School of Business, Western Connecticut State University

Using Moodle for Curriculum Delivery in Higher Institutions during the Covid-19 Pandemic

Oluwatoyin Ayodele Ajani, Edu-HRight Research Unit, North-West University, South Africa. oaajani@gmail.com

Omar Haroon Al-Khaleefa: A Sudanese Scientist in the Fields of Creativity, Intelligence, Giftedness, & Educational Psychology - a Biographical and Bibliographic Study in the Period (1987-2019)

Prof. Salaheldin Fararh Attallah Bakhiet^a, Dr. Samir Ibrahim Bakhit^b, ^aKing Saud University, Department of special Education, College of Education, Saudi Arabia. ^bAssociate Professor, Department of library & Information Science, Alneelain University, Sudan, Email: ^abakhiet@ksu.edu.sa, ^bsamirbakhit2@yahoo.com

The Mediating Role of Creativity in the Influence of the Entrepreneurial Mindset on Corporate Entrepreneurship

Shadi Altahat¹ , Yousef Alsafadi^2*, ¹First Author Assistant Professor, Department of Business Administration, School of Business, Jadara University, Jordan. ²Second and Corresponding Author. Assistant Professor, Department of Entrepreneurship, School of Business, Irbid National University, Jordan [Postal Address: Irbid, Jordan], Email: ¹shadialtaha@yahoo.com, ²Yousefalsafadi83@yahoo.com

A Comparative Analysis of Unlevered and Levered Beta and its Impact on Firm Performance

Asad Zainul Abidin^a, Dr. Adnan Ahmad^b, Dr. Naveed Hussain Shah^c, Muhammad Naeem Khan^d, Dr. Muhammad Arif^e, Dr. Ihtisham Khan^{f a,b,d,f}Institute of Business Studies and Leadership, Abdul Wali Khan University Mardan, ^bCorresponding Author, ^c,eDepartment of Management Science, University of Swabi, Email: ^aZainiiui92@gmail.com, ^badnankhattak@awkum.edu.pk, ^cdr.naveedshah@uoswabi.edu.pk,  ^dnaimkhn@gmail.com, ^ddr.arif@uoswabi.edu.pk, ^dihtishamkhan@awkum.edu.pk  

Systematic Review of Psychological Treatments for Methamphetamine

Darunee Phukao, PhD. Assistant Professor, Department of Society and Health, Faculty of Social Sciences and Humanities, Mahidol University, Thailand

Survey of the Current Situation of Linguistic Students' Informational Text Competence in Vietnam

Huong Thu Do Thi^a, Vinh Thuy Le Thi^b, Phuong Hanh Tran Thi^c, Hang My Duong Thi^d, Hien Do Thi^e, Hien Thu Pham Thi^f,   ^a,b,c,d,e Hanoi Pedagogical University 2, ^fUniversity of Education, Vietnam National University, Email:^adothuhuong@hpu2.edu.vn,^blethithuyvinh@hpu2.edu.vn, ^ctranthihanhphuong@hpu2.edu.vn,^dduongthimyhang@hpu2.edu.vn,^edothihien@hpu2.edu.vn, ^fpthien@vnu.edu.vn

DOI: 10.53333/IJICC2013/15462

The Impact of Customer Relationship Management Technology Use on the Firm Performance Mediating and Moderating Role of Marketing Capabilities

Maimoona Sajid Butt, National University of Modern Language, Lahore Campus, Email: mnsajid@numl.edu.pk

An Empirical Study of the Adoption of Fintech in the Banking Sector of Saudi Arabia

Amina Amirat^a, Tagreed Alsulimani^b, aAssistant Professor of Finance, College of Business, University of Jeddah, KSA, ^bAssistant Professor of MIS, College of Business, University of Jeddah, KSA, Email: ^a*aamirat@uj.edu.sa, tsalsilimani@uj.edu.sa

The Aftermath of Ostracism at the Workplace - A Moderated Mediational Approach

Mariam Arshad^a*, Amir Gulzar^b, Noor Ul Hadi^c, ^a,bDepartment of Business Administration, Foundation University Islamabad, ^cCollege of Business Administration, Prince Muhammad Bin Fahd University, Kingdom of Saudi Arabia, Email: ^a*mariamarshad000@gmail.com, ^bamirgulzar@fui.edu.pk, ^cn_hadi1@yahoo.com

Does Deep Acting and Surface Acting Play a Role Between Customer Orientation and Job Outcomes? A Study of Fast Fashion Boutiques

Asif Mahmood ¹, Dil Muhammad ², Shah Ali Murtaza ³*, Edina Molnár⁴ and Muhammad Sikandar Jahangir Wahla⁵, ¹Department of Business Studies, Namal Institute, Mianwali, Pakistan, ²Institute of Business & Management, University of Engineering and Technology, Lahore, Pakistan, ^3,4Institute of Management and Organisational Sciences, University of Debrecen, Hungary, ⁵School of Business and Management, Queen Mary University of London, UK, Email: ¹asif.mahmood@namal.edu.pk, ²dil_sanan@yahoo.com.au, ^3*shah.ali.murtaza@econ.unideb.hu, ⁴molnar.edina.phd@econ.unideb.hu, ⁵sikandar_wahla@hotmail.co.uk

Appraising Concepts, Conditions, Justifications and Implications of Chain Remand Practices

Ifa Sirrhu Samsudin, Ramalinggam Rajamanickam, Rohaida Nordin, Faculty of Law, National University of Malaysia, Selangor, Malaysia,Email:ifa28011@gmail.com,rama@ukm.edu.my,rohaidanordin@ukm.edu.my 

Evaluation Study of the Physical Condition of Sports Sciences Faculty Students at the Arab American University During the COVID-19 Pandemic

Dr. Islam Mohammad Abbas^a, Dr. Mahmoud Wajeh Kayed^b, ^aArab American University, ^bBirzeit University, Email: ^aIslam.abbas@aaup.edu, ^bDr.Mahmaud.Kayed@gmail.com

Preferred Learning Styles of Management Students of Pakistan

Bahadur Ali Soomro^a, Nadia A. Abdelmegeed Abdelwahed^b, ^aDepartment of Economics, Federal Urdu University of Arts, Sciences and Technology, Karachi, Pakistan, ^bBusiness Management School, King Faisal University, Saudi Arabia

Selective and Sustained Attention among Fencing Athletes

Aida Al-Awamleh¹, Aws Khaled Aljbour², Ahmad Hamdan³, Hasan Al khaldi⁴, ¹The University of Jordan School of Sport Sciences, ²The Hashemite Kingdom of Jordan Ministry of Education, ³Bana Center For Consultation, Research & Training, ⁴The Hashemite University Faculty of Physical Education and Sport Science, Email: ¹Aida.awamleh@ju.edu.jo

The Taxation Constraints and Potential Solutions For Indonesian MSMEs

Herni Kurniawati¹ and Septian Bayu Kristanto², ¹Accounting Department, Faculty of Business and Economics, Tarumanagara University, Jakarta, Indonesia. Email: hernik@fe.untar.ac.id, ²Assistant Professor, Head of Tax Center, Accounting Department, Faculty of Business and Economics, Krida Wacana Christian University, Jakarta, Indonesia. Email: septian.bayu@ukrida.ac.id

Analysing Historical Dialectics in Shahid Nadeem's Play Here Comes Basant Again

Muhammad Umer Azim^a, Dr. Muhammad Saleem^b, Dr. Umar-ud-Din^c, ^aAssistant Professor of English, Government College Township, Lahore, Pakistan, ^bProfessor of English, Govt College Township, Lahore, Pakistan, ^cAssociate Professor of English, Government College Civil Lines, Lahore, Pakistan, Email: ^amumerazim@gmail.com, ^bsaleem6319@gmail.com

The Impact of Transformational Leadership Style on Organisational Commitment: Imam Abdulrahman Bin Faisal University as a Case Study

Mahmoud M. H. Alayis^a, Nadia A. A. Abdelwahed^b, ^aAssistant professor, Business administration department, College of Applied Studies & Community Service, Imam Abdulrahman Bin Faisal University, ^bAssistant professor, Business administration department, School of Business Administration, King Faisal University, Email: ^ammhali@iau.edu.sa, ^bnabdelwahed@kfu.edu.sa

The Advancement in Information and Communication Technologies (ICT) and Economic Development: A Panel Analysis

Marc Audi^a, Amjad Ali^b, Yannick Roussel^c, ^aProvost/ Director of Academic Affairs at European School of Administration, Management, Finance and Law (ESAM)-France. University Paris 1 Pantheon Sorbonne-France. ^bAssociate Researcher; European School of Administration, Management, Finance and Law (ESAM)-France. Assistant Professor at Lahore School of Accountancy and Finance, University of Lahore, Pakistan. ^cRector; European School of Administration, Management, Finance and Law (ESAM)-France. 

A Plan of “SHINE” In Search of Sustainable Synergy

Asna Mubashra, Incharge Department of Textile Design, College of Art & Design,

University of the Punjab, Lahore, Pakistan Email: asnamubashra786@gmail.com; asna.cad@pu.edu.pk

 Predictors of Money Management Behaviour Among University Students

Maimoona‌ ‌Majid‌^a‌,‌ ‌Hamza‌ ‌Ahmad‌ ‌Qureshi‌^b‌,‌ ‌‌Hira‌ ‌Aftab‌^c‌,‌ ‌‌^abc‌Institute‌ ‌of‌ ‌Business‌ ‌&‌ ‌Information‌ ‌Technology‌ ‌(IBIT),‌ ‌University‌ ‌of‌ ‌the‌ ‌Punjab,‌ ‌Lahore,‌ ‌Pakistan,‌

Email: ^a‌maimoonamajid.mm@gmail.com,‌^b‌hamza.aq@ibitpu.edu.pk,‌^c‌hira.aftab@ibit‌pu.edu.pk‌

Purpose – Management of money, a global problem, is a capability essential for students enrolled in universities as they are considered responsible for organisations and the nation in the future. The literature lacks pieces of evidence from developing nations and factors other than financial literacy, as previous studies have been done in developed nations. This study aims to fill this research gap and investigate influencing factors, other than financial literacy and understanding the level of influence of those factors. Design/methodology/approach - This study has been conducted in Pakistan with the help of the quantitative survey method using a self-administered questionnaire among university students in Pakistan. Findings – The findings indicate that all the factors used as independent variables have a positive and statistically significant effect on the money management behaviour of university students in Pakistan. This study also shows that there is a deviation in the behaviour of the students concerning their institutes, academic year, type of degree, residence, income, and working hours. Research limitations/implications - Due to Covid-19 data was gathered online using a convenient, non-random sampling technique instead of a random sampling technique. Moreover, implications and future research directions are provided. Originality/value – This study contributes to the literature of developing nation perspective and studies’ predictors beyond financial literacy, debt management, and financial well-being. This study adopted a quantitative approach as much of the previous work has been done through a qualitative approach. Pages 1065 to 1084

Descriptive Dimensions of Brand Equity in the Insurance Industry of Pakistan: A Literature Review

Masood Hassan^a, Samia Nadeem Zakai^b, Dr. Muhammad Azeem Qureshi^c, Dr. Muhammad Adnan Bashir^d, Dr Muhammad Sufyan Ramish^e, Dr Mehboob-ul Hassan^f and Imam Uddin^g, ^a,b,c,d,e,gInstitute of Business Management (IoBM), Karachi, Pakistan.^gDepartment of Economics, College of Business Administration, King Saud University, Riyadh, KSA., Email: ^amasoodhassan1@hotmail.com, ^astd_21855@iobm.edu.pk, ^bstd_21736@iobm.edu.pk, ^cazeem.qureshi@iobm.edu.pk, ^dadnan.bashir@iobm.edu.pk, ^esmsufyan@gmail.com, ^fmehassan@ksu.edu.sa, ^gimamuddin@iobm.edu.pk

Differences in Authority Between Satpol PP and Polri in Creating General Order

Tri Suhartanto^a, Dr.Indra Perwira^b, Dr.Elis Rusmiati^c, Dr.Lies Sulistiani^d, Email: ^aTri_sil@yahoo.com

Structural and Personal Influences in Beginning English Teachers’ Professional Socialization

Adnan Tahir^a, Muhammad Ilyas Chishti^b, Neelum Almas^c, Hammad Mushtaq^d, ^aAssociate Professor (English), Department of English, Emerson University Multan, Pakistan, ^bAssistant Professor (English), School of Natural Sciences, National University of Sciences and Technology (NUST), Islamabad, Pakistan, ^cAssistant Professor (English), Foundation University Islamabad (Rawalpindi Campus), Pakistan, ^dAssistant Professor (English), School of Social Sciences and Humanities, National University of Sciences and Technology (NUST), Islamabad, Pakistan, Email: ^aadnantahirqureshi@gmail.com, ^bilyas_chishti2007@yahoo.com, ^cneelumalmas@fui.edu.pk, ^dhammad.mushtaq@s3h.nust.edu.pk

DOI: 10.53333/IJICC2013/15907

Gender Gap in Education Sector: The Way Forward

Dr. Shahida Habib Alizai¹, Dr. Stephen John², Dr. Subhash Guriro³, Dr. Muhammad Naeem Tariq⁴, Dr. Shagufta Ashraf⁵, Saira Farooq Shah⁶, ¹Assistant Professor Gender Development Studies Department, University of Quetta Balochistan, Pakistan, ²Associate Professor, Department of Education, Sindh Madessatul Islam University, Karachi, Pakistan , ³Associate Professor, Department of Social and Development Studies, Sindh Madressatul Islam University, University, Karachi, Pakistan, ⁴Dy Controller of Examinations, Bahria University Islamabad, Pakistan,  ⁵Assistant Professor, Department of Public Administration, University of Kotli Azad Jammu and Kashmir , Pakistan,  ⁶Assistant Professor Department of Education, Mirpur University of Science and Technology (MUST) Mirpur AJ&K 10250 Pakistan

Understanding by Design (UbD) "Curriculum Innovation and Instructional Development"

Fatema Taiyabi, PhD in Education, British University in Dubai https://orcid.org/0000-0003-1548-2818, Email: ftaiyabi@gmail.com

Merit-based recruitment and its impact on employees’ performance: Empirical evidence from a public company of Pakistan

Dr Tania Mushtaque¹, Dr Gohar Saeed², Dr Shahida Habib Alizai³, Dr Mushtaque Ali⁴, Amir Ali⁵, Dr. Shagufta Ashraf⁶, ¹Assistant  professor, IBA, University of Sindh Jamshoro, ²Field Research Specialist, Pakistan Academy for Rural Development, Peshwar, Pakistan, ³Assistant Professor, Gender Development Studies Department, University of Quetta Balochistan, Pakistan, ⁴Professor, IBA, University of Sindh Jamshoro, ⁵Lecturer Computer Science, Department of Statistics and Computer Science, FLSBM, UVAS, Lahore, Pakistan, ⁶Assistant Professor , Department of Public Administration, University of Kotli Azad Jammu and Kashmir , Pakistan.

Impact of Social Media on the University of Wah Students Study Habits

Samra Ameer¹, Dr. Wajiha Kanwal², Ambreen Haqdad^3, Tayyba Kareem⁴, Uzma Khalid Ghori⁵, Muhammad Usman Saqib⁶, ^1*,4*,6PhD Scholar, University of Wah, Wah Cantt, Pakistan, ²HoD, Department of Education, University of Wah, Wah Cantt, Pakistan, ³PhD scholar, Allama Iqbal Open University, Islamabad.  ⁵Sr. Lecturer, Department of Education, University of Wah, Wah Cantt. Email: ^1*Samraameer01@gmail.com,²dr.wajihakanwal@uow.edu.pk, ³ambreenhaqdad@gmail.com,^4*taibabalghari@gmail.com, ⁵uzma.khalid@uow.edu.pk ,  ^6*welcomeusman@gmail.com

Role of Technology in the Professional Development of Prospective Teachers at Secondary Level in Punjab

Muhammad Usman Saqib*¹, Dr. Fouzia Tabassum², Ambreen Haqdad³, Arshad  Mehmood Qamar⁴, Samra Ameer⁵, Muhammad Ashraf Awan⁶, ^1,4,6PhD Scholars, University of Wah, Pakistan, ²Visiting Faculty at University of Wah, Pakistan,  ³PhD Scholar Allama Iqbal Open University, Islamabad, Pakistan.  ⁶Principal FGEIs (C/G) Wah Cantt, Pakistan. Corresponding Author:  welcomeusman@gmail.com^*1

Nexus between Authentic Leadership and Work Engagement: Mediating Effect of Organizational Citizenship Behavior in Teachers of Government Colleges, Pakistan

Asghar Ali¹, Abdul Mateen², Dr. Muhammad Anees Ul Husnain Shah³, Dr. Jawad Hussain⁴, Dr. Nazim Ali⁵, Muhammad Imran Shah⁶, ¹Assistant Professor, Department of Education, University of Malakand, ²Lecturer, Center for Management and Commerce, University of Swat, ³Associate Professor, Department of Education, University of Education Lahore, D.G Khan Campus, ^4,5Associate Professor, Department of Commerce and Management Sciences, University of Malakand, ⁶Assistant Professor, Department of Commerce, Institute of Business Administration, Gomal University D.I. Khan, Corresponding Author Email: draneesulhusnain@ue.edu.pk

A Corpus Based Analysis of Discourse Markers in Pakistani and American English: New Digital Mass Media Era

Shamsa Malik¹, Dr. Saima Waheed², Dr. Zafar Iqbal Bhatti³, ¹Assistant Professor, National University of Modern Languages, Lahore Campus, Lahore, Pakistan, ²Assistant Professor, School of Media and Communication Studies, University of Management and Technology, Lahore (UMT), Pakistan, ³Assistant Professor, Department of Linguistics and Communications University of Management and Technology, Lahore, Pakistan

The Issue of Untranslatability with Poetry: The Loss in Translation

Saood Khan¹, Kaneez Fatima², Nadia Shaukat³, Sajid Ahmad⁴, Iqra Mumtaz⁵, ¹(Corresponding Author), University of Swat, Pakistan, ²University of Lahore, Pakistan, ³University of Management Science, Pakistan, ⁴University of Swat , ⁵University of Lahore, Pakistan, ¹sauoodkhan896@gmail.com, ²kaneez.fatima@kiu.edu.pk, ³nadiashaukatswat@gmail.com, ⁴sajidahmad172@gmail.com, ⁵eqramumtaz21@gmail.com

Techniques and Strategies of Self-Purification (A Special Review of the Qur'an)

Dr. Uzma shahzadi¹, Aisha Qayyum², Hafiz Muhammad Nadeem³, Dr. Hafiz Sami Ullah⁴, Mariyam Abdul Hameed⁵, Maimoona Abdul jabbar⁶, Dr. HM Azhar Usama⁷*, ¹Assistant Professor, Department of Islamic studies government graduate college for women Sheikhupura, ²Department of Islamic Studies, Punjab College, Minar-E-Pakistan Campus, Lahore, Punjab, Pakistan, ³PhD. Scholar, Department of Islamic studies, The University of Lahore, Lahore, Punjab, Pakistan, ⁴Lecturer, Department of Islamic Studies, Government Graduate College Sahiwal, Punjab, Pakistan, ⁵Lecturer, Department of Islamic Studies, Govt. Associate College for Women Sharqi Side Hafizabad, ⁶Lecturer, Department of Islamic Studies, the University of Lahore, Lahore, Punjab, Pakistan, ⁷Assistant Professor, Department of Islamic Studies, the University of Lahore, Lahore, Punjab, Pakistan, Corresponding Email: ^7*muhammad.azhar@ais.uol.edu.pk, ¹rizwaandailymedia@gmail.com, ²aishawas01@gmail.com, ³pakistannadeemrabbani1985@gmail.com, ⁴samiullah1362@gmail.com, ⁵1002mariyam@gmail.com, ⁶moonawbn@gmail.com